The cost of false claims will increase.

The head of the Statistics and Information Technology Center of the Judiciary also stated regarding the issue of insolvency in the transformation document: 

In the case of insolvency, the transformation document has entered in two ways. One is the argument of those who make false claims, that is, they say that they do not have the cost of the proceedings, or in the discussion of the financial conviction that exists, they claim insolvency and claim that they do not have the ability to pay. One of the solutions in the Transformation Document is to raise the cost of these false claims. 

Raising the question of how to increase the cost of a false claim, he said: "This will be the case when someone claims insolvency to us and says that I am not able to pay, we will announce the same claim to the country's accreditation institutions." That is, we announce to the Central Bank that someone came to us and claimed in a case for this amount that I do not have the cost of the trial or the penalty. This work is being done now, and if I am not mistaken, we had about ten million inquiries from the Central Bank for the financial conviction record system, one of which is insolvency. A person who claims insolvency and then goes to the central bank will have a lower credit rating in the central bank's credit rating systems. This is also the case with the bankruptcy claim. 

In response to whether you only inquire from the Central Bank or other places, Kazemi Fard stated: No, the Central Bank inquires us, that is, the Central Bank inquires us about what kind of financial conviction a person would have if he went there. One of the cases that we announce is two issues of insolvency and bankruptcy. 

Another place where we will announce these cases is in the transaction credit system, which we published to the public, which is now available on platforms full of applications and in the window of the electronic judicial services unit. Currently, in popular platforms, we have launched the discussion of a transaction credit system, where two parties to a transaction, by obtaining permission, can be informed of each other's financial conviction records, where credit verification will be carried out and it will be warned whether the transaction made is risky or not. 

The third issue that the development document addressed is the hearing process, that is, the judge will enter the hearing of the insolvency claim. This means that he wants to handle your debts, and you enter the process knowing that this could cost you a lot. In the processing process, the property identification system is used in insolvency lawsuits, and it is emphasized in the development document that we should extend this issue to all insolvency cases and they should be investigated through this route. In the previous document, it was only the creation of the system, but in the new document, the discussion is the development of the system to all insolvency cases. Based on the property identification system, the judge will find out whether the person has financial means or not.