Collection of users' private information by a banking platform

To send occasional gifts other than address and postal code, do I need detailed information and family affiliations?
Abdollah Abdi - Abdi Media
Why should Iran Kart Ayandeh ask for this private information of its customers in detail, and in order to complete it, when the concentration of such information involves possible corruption, send text messages to its customers and encourage them to upgrade their account by 5,000 points?
To send occasional gifts other than address and postal code, do I need detailed information and family affiliations?
Ayandeh Bank and its subsidiary intend to use this private information for what purpose, and above all, what organization and institution is behind this collection of information and has given permission?
Or is it a city without a sheriff in general, and whoever does whatever he wants?